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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0000869
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 40.00 ha | 20.00 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 46,015.00 € | 32,630.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Michał Zarzecki is one of our first clients in Poland. The owner of the project started his activities in 2017 in the Podlaski region of Poland. His main focus is cattle breeding for dairy and the cultivation of cereals.
His farm spans over 40 ha of land, 20 of which are his own land. He regularly uses his own machinery like a New Holland T5.110 tractor, harvester, manure spreader and a recently purchased fertilizer sprayer.
The farmer has been consistently increasing his herd over the years and is now asking the HeavyFinance investor community for 8 325 € for working capital. The loan will be secured by a pledge on a METAL-FACH manure spreader.
His first loan on the HeavyFinance platform (PL0000481) has an active balance of 43 185 €. He has been making payments on time.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.