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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0001941
| Project owner | Address |
|---|---|
| Agnieszka Kozłowska | Dobrosielice Drugie 23, 09-210 Drobin |
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 16.50 ha | 11.50 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 40,835.00 € | 31,031.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer established the farm in 1999. Since then, she has managed to expand the farm to 16.5ha of which she owns 11ha. She runs the farm jointly with her husband. They are engaged in crop production and dairy farming. They have 8ha of corn, 2.7ha of wheat, and the rest is grassland. Their herd consists of 16 dairy cows, 12 heifers and 4 in-calf heifers.
On the farm they use machinery such as:
- URSUS tractor
- URSUS tractor
- URSUS baler 2021
- METAL-FACH wrapping machine 2010
- MAPROZET fertilizer spreader 2010
- MAPROZET grain drill 2010
The farmer's main goal is to further expand his dairy herd in the coming years. They plan to increase the herd to 35 dairy cows within 3 years.
The funds from the loan are to be used to purchase feed for the cattle and to add 2 dairy cows.
Active loans total: € 5279.23
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.