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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002141
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 112.00 ha | 34.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 1,198,331.72 € | 950,243.16 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer inherited the family farm in 2017 with about 16 hectares and since then he's gradually expanding it. As of today, he owns about 34 hectares and leases another 62 ha from farmers living nearby. Mr Licznierski's wife is working on the farm alongside him. The farmer is engaged in crop production as well as livestock production (poultry and beef cattle). He he has been breeding poultry since 2017 - selling 168 000 heads annually. As for beef cattle breeding, it has been running since 2015. Currently, the project owner has about 106 heads plus an additional 200 contracted with the meat factory. Mr Licznerski grows corn, wheat and triticale on the fields he owns. After the corn harvest, the fields are sown with a regional Gorzów mix of grass. The farmer gets excellent crops at the same time putting great emphasis on the economic welfare of the surrounding nature. The obtained income is invested in continuous improvements of the farm, eg. machinery.
Agricultural machinery used on the farm: Same Antares tractor
URSUS c360 tractor
NEW HOLLAND TM 190 tractor
KEVERNELAND 6-plow rotary plow
HARDII trailed sprayer
KINSTAL harrow
METAL-TECH TS 18 trailer
2 single axle trailers of load capacity 9 tons
fertilizer spreader
disc mower
wrapper
Farmer needs money to refinance more expensive loan.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.