Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.


46,780 €
46,780 €
Return rate
up to 15.7%



Time left



Loan purpose
Farm buildings purchase/construction

Business information
Security measures
Loan history
Project owner Address
Xxxxxxxxx Xxxxxxxxx, Xxxxxxxxxxxx Xxxxx Xxxxxxxxx Xxxxxxxxx
Xxxxxxxxx 69, 63-860 Xxxxxxxxx
header_1 Declared Owned
Farming land87.00 ha37.00 ha
Revenue 283,173.33 € 238,654.65 €
Net profit - -
Equity ratio - -
Total value of pledged assets

73,558.00 €

Agricultural landPO1Y/00036625/8, PO1Y/00038337/6, KZ1R/00036821/63.87 ha73,558.00 €Based on the average prices presented by Central Statistical Office and the Agency for Restructuring and Modernization of Agriculture
Personal liabilityPersonal liability of the project owner--
Read more about security measures here.
Loan number Project goal Outstanding principal Paid interest Status
PL000214946,780.00 €46,780.00 €0.00 €Fully funded
PL000146523,595.00 €19,222.34 €2,603.10 €Active
PL000146623,594.00 €19,166.16 €2,441.99 €Active
PL000174150,000.00 €45,205.92 €3,465.88 €Active
PL000185013,018.00 €10,849.66 €0.00 €Active
Project description
Payment schedule

The farmer has been running the farm with her husband since 2005, taking over from her parents. She has expanded the farm from 20 hectares to 87 hectares, with 37 hectares owned by her.

Currently, she grows 35 hectares of wheat, 12 hectares of sugar beets, 10 hectares of winter barley, and 15 hectares of corn. The remaining land is grassland. The farm has 55 Holstein-Friesian dairy cows, 100 beef cattle (a mix of beef and Holstein-Friesian breeds), and 45 heifers.

The farm's machinery includes:

  • JOHN DEERE 6115M tractor (2021)
  • ZETOR tractors (2015 and 2016)
  • URSUS 255 tractor
  • JCB 530/70 telescopic loader (2000)
  • UNIA baler (2014)
  • Three PRONAR agricultural trailers (2014)
  • UNIA seeder unit (2012)
  • Two FORTSCHRITT T088 manure spreaders
  • KUHN plough (2012)

The farmer plans to modernize her older machinery and has applied for funding from the Rural Development Programme (PROW). Moreover, She aims to increase her dairy herd to 80 cows by the end of the year and needs funds to finish modernizing her barn for the additional cattle which is the main purpose of this loan.

This is her fifth loan, and she currently has an outstanding balance of €94,805 from her first four loans. To secure the new loan, she is pledging 3.869 hectares of land valued at €73,558.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.