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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002188
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 31.00 ha | 12.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 125,757.00 € | 104,830.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer has been farming since 2011, when he took over 11ha from his parents. He has since expanded his farm to 31ha of which he owns 12ha. On the farm he works independently and is engaged in crop production. His planting structure is 5ha of tomatoes, 2ha of cucumbers, 3ha of onions, 1ha of corn and 20ha of cauliflower. On the farm he uses machinery such as:
ZETOR tractor 2014
PRONAR trailer 2011
SKOTAREK sprayer 2018
AGROMASZ seeder 2019
RM sprinkler 2023
Farmer plans to upgrade his farm machinery to more efficient ones over the next few years.
The money from the loan will be used to purchase a harvester for harvesting cucumbers.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.