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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002255
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 109.50 ha | 99.50 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 133,708.50 € | 83,076.07 € |
| Net profit | - | - |
| Equity ratio | - | - |
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The farmer has been farming since 2022, when he took over 99.5 hectares from his father and has since expanded his farm to 109.5 hectares. On the farm, he grows crops and raises beef and dairy cattle. His planting structure consists of 30 hectares of triticale, 20 hectares of corn and 10 hectares of rye. The rest is grassland. His herd consists of 30 dairy cows and 40 heifers.
On the farm he uses machinery such as:
- Tractor Mccornik xtx 215 2007
- Seeder Amazone RP 2005
- Baler Metal Fach 2008r
- Stubble Uni tLemke 2007r
In the next 3 years, the farmer plans to increase his herd of dairy cows to increase profits from milk production. In addition, he would like to buy about 20 hectares to provide adequate nutrition for the cows and increase income from vegetable sales.
The loan is to be used to expand the herd, he wants to buy 20 dairy cows.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.