agriculture_loan

agriculture_loan_description

PL0002351

goal
26,073 €
raised
26,073 €
100%
return_rate
from 13.5%

rating
B

period
48

time_left

LTV
50%

country
Poland

loan_purpose
Investment to increase production

business_information
security_measures
loan_history
project_owner address
Xxxxxx Xxxxł Xxxxxxx
Śxxxxxxxx 16X, 05-640 Xxxxxxxxxx
header_1 declared owned
Farming land18.60 ha14.60 ha
20232022
revenue 99,412.81 € 94,463.37 €
net_profit - -
equity_ratio - -
project_description
documents
payment_schedule

The farmer has been farming since 2016, when he took over 8 hectares of land from his parents. Since that port he has managed to expand the farm to 18.6ha of which he owns 14.6ha. The farmer runs the farm together with his wife, and during seasonal harvests he employs about 5-10 people to help. The farmer runs a fruit and vegetable farm, and his crops consist of 3ha of strawberries, 2.2ha of cherries, 1.4ha of cherries, 6ha of apples, 0.4ha of pears, 1.6ha of pre-crops, 0.3ha of cucumbers, 0.3ha of zucchini, 1ha of potatoes, 0.3ha of carrots, and 2ha of wheat.

On the farm he uses machinery such as:

  • MASSEY FERGUSON orchard tractor 2004
  • BOMET soil planter 2021
  • KVERNELAND cultivator 2017
  • DITTA SERIES orchard mower 2016
  • LISICKI orchard sprayer 2019
  • ARGO strawberry sprayer with auxiliary air flow 2016
  • KVERNELAND disc harrow 2014
  • UNIA KOS cultivating unit 2012

The farmer plans to expand his strawberry plantation in the next 3 years and put up 2 tunnels, which will allow him to grow strawberries year-round and enter into cooperation with supermarkets, as he will have the opportunity to sell strawberries year-round. In July, the farmer entered into a partnership with a company that will erect energy storage facilities on 3ha of his land next year, which entitles the farmer to an annual fixed income of 35,000 euros. The farmer needs funds for new plantings of pear trees and apple trees in order to replace his orchards with new varieties, in order to increase revenue.

project_risks

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additional_information:

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