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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002361
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 100.00 ha | 30.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 104,694.98 € | 119,748.04 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer has been farming since 2008, when he took over 28ha from his parents. Since then he has managed to expand the farm to 100ha of which he owns 30ha. He runs the farm together with his wife and is engaged in dairy farming and crop production. His herd consists of 50 milking cows, 30 heifers and 20 yearling calves. His sowing structure is 14ha of corn, 10ha of triticale and 15ha of blackberry, with the remaining land being grassland.
On the farm he uses machinery such as:
- METAL FACH baler 2015
- AMAZONE sprayer 2011
- METAL FACH wrapping machine 2017
- AGRONA aggregate 2019
- URSUS trailer 2024 x2
The farmer plans to gradually buy the leased land into ownership and plans to increase his herd to 80 milking cows in the next 3 years, which will significantly increase his income.
The loan funds are to be used to purchase a CLAAS forage harvester.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.