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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002495
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 50.00 ha | 10.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 98,959.00 € | 149,707.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer has been running the farm since 2012, he started farming on his own from the beginning. He started 50 ha farm, of which he owns 15 ha and leases 35 ha. On the farm, he is involved in crop production and milk production. The farmer has 50 milking cows, a total of 70 cattle. He's sowing structure consist of 20 ha corn, 10 ha alfalfa, 20 ha wheat.
On the farm, he uses the following machines:
- Unia Tytan 13 Premium TD 2019 spreader
- Unia 2020 Cultivator
- Seeding Unit New Holland 2016 press
- New Holland 2019 plough
- Zetor Forterra 2009
In the next 5 years, the farmer intends to increase the number of dairy cows on the farm to 80 milking cows, gradually buying out land that he leases for ownership. Purchase of a new tractor and corn chopper. The funds from the loan are to be used to purchase cattle, feed and fertilizers for plant cultivation.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.