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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002540
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 38.00 ha | 25.42 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 97,478.41 € | 62,568.11 € |
| Net profit | - | - |
| Equity ratio | - | - |
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The farmer has been farming since 2009, when he took over 25ha from his parents. The farmer runs the farm together with his wife and specializes in crop production. His sowing structure consists of 20ha of wheat, 11ha of rapeseed, 4ha of beets and 3ha of corn.
On the farm he uses machinery such as:
- ZETOR tractor 2013
- AGRO-MASZ cultivating and seeding unit 2022
- AGRO-MASZ rotary plow 2016
- ATLAS cultivating unit 2012
- TAD-LEN sprayer 2013
- SIPMA fertilizer spreader 2010
The farmer plans to further expand his farm over the next few years and gradually purchase leases for ownership and modernize his machinery to improve equipment efficiency.
The loan funds will be used to purchase a tractor.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.