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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002574
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 85.00 ha | 41.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 121,976.00 € | 144,496.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Farmer started his business in 2002 when he got land from his parents. In 2018 he registered as an independent farmer. Michał works on the farm with his wife. The farmer has 41 hectares of land and 25 hectares lease in "oral way", where he cultivates 25 ha of grains (triticale and cereal mix) and 18 ha of corn - rest is permanent meadows. Mostly he uses the cereal to produce fodder for his cows. The farmer has 60 Holstein-Friesian cows (40 cows and 20 heifers).
He uses equipment such as:
- Massey Ferguson tractor 5711, 2018
- Massey Ferguson tractor 6485, 2010
- Feed truck Eurowita, 2015
- Trailer Metalfach, 2021
- Cultivator unit Agro-Tom, 2021
- Disc aggregate Lemtech, 2020
- Spraying machine Hardi 1000l, 2010
The farmer plans to increase his herd in the next few years to 80 animals.
The loan is to be used to repay the 3 loans he has and the remaining amount will be used for new fencing for the barn, drinkers and a larger fodder truck.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.