Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002580

Goal
126,635 €
Raised
80,094 €
63%
Return rate
From 13.4%

Rating
B+

Period
48

Time left

LTV
57%

Country
Poland

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner Address
Xxxxxxxx Xxxxxxxx
Xęxxxxóx 149, 26-640 Xęxxxxóx
header_1 Declared Owned
Farming land17.80 ha17.80 ha
20232022
Revenue 2,458,873.00 € 2,757,998.00 €
Net profit 57,592.00 € -
Equity ratio 12.52% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.4%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 13.4% Investing from 500 € - 14% Investing from 1,000 € - 14.3% Investing from 2,000 € - 14.4% Investing from 5,000 € - 14.5% Investing from 10,000 € - 14.6% Investing from 20,000 € - 14.8% Investing from 30,000 € - 15.1% Investing from 40,000 € - 15.8%
Project description
Documents
Payment schedule

The farmer has been farming since 2005, when he took over 16ha from his parents. He has since expanded the farm to 17.8ha of which he owns everything.

The farmer runs an agricultural enterprise engaged in crop production and the production of eco pellets and biomass. The farmer recycles the waste generated from wood processing to produce greener products and eco energy.

He has SURE KZR production certificates confirming compliance with all European Union production standards.

His sowing structure is 10ha of winter cereals and 5ha of corn for grain. The farmer plans to further expand the scale of biomass production activities in the coming years due to increased demand for the product, and to carry out modernization of biomass production machinery.

The funds from the loan will be used to purchase inputs for production.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.