Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002581

Goal
80,000 €
Raised
78,735 €
98%
Return rate
From 13.7%

Rating
B+

Period
48

Time left

LTV
50%

Country
Poland

Loan purpose
Refinancing

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxx Xxxxxxxxxx
Xxxłx 17 , Xxxxxxxx Xxxxxxx 64-412
header_1 Declared Owned
Farming land20.00 ha13.50 ha
20242023
Revenue 97,400.19 € 49,685.79 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

13.7%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 13.7% Investing from 500 € - 14.4% Investing from 1,000 € - 14.7% Investing from 2,000 € - 15% Investing from 5,000 € - 15.2% Investing from 10,000 € - 15.4% Investing from 20,000 € - 15.9%
Project description
Documents
Payment schedule

The farmer has been farming since 2017, having taken over 12.5 ha from his parents. He has now increased the farm to 20 ha including 6.5 leases. On the farm he is involved in milk production and cattle breeding. He currently has 17 milking cows, 20 young calves and 30 adult bulls. The farmer operates a sowing structure of 10.5 ha of maize, 7 ha of alfalfa and 2.5 ha of grass.

On the farm he uses machinery such as:

  • -Pottinger novacat 302 2019 r
  • -Biardz 1500 sprayer 2021 r
  • -Eurotrac loader 2017 r
  • -Tractor New Holland T7165S 2017 r
  • -2 d47 trailers 1989 r

The farmer intends to increase milk production in the next 5 years, expanding his dairy cow herd to 30 head. He plans to buy land and lease it to enlarge the farm to 45 ha. The customer plans to purchase a no-till unit. The loan money is to be used to repay the current liability.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.