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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002665
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 14.00 ha | 14.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 291,325.14 € | 169,013.02 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer has been farming since 1995, when he inherited 7.7ha from his parents. Since then he has managed to increase the acreage to 13.94ha. All the land has orchards, and he is engaged in berry production: cherries under cover 5 ha (hail protection net), plums 2 ha, strawberries 1.5 ha, raspberry in polytunnels 1.5ha, blackberry in polytunnels 0.5 ha, dessert currant 0.5 ha, raspberry and blackberry without covers 2 ha. He employs workers seasonally.
On the farm he uses such machinery as:
- Tractor Invictus 2016
- Tractor Pasquali 2014
- Self-propelled orchard platform N.blosi 2019
- Orchard mower Fischer 2019
- Spreader Ditta 2019
The farmer plans to steadily expand fruit production over the next years. In addition, he plans to upgrade the electricity system on the entire farm in the near future.
The loan is to be used for current needs such as buying seedlings for the upcoming season.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.