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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PT0000457
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Sole accountability
This loan is secured by sole accountability from the project owner. Read more about this security measure here.
About the project
The project owner is a successful farmer with a ramping green and sustainable business ready to jump to the next level. After losing her job during the pandemic, the farmer started working her family's farmland and using the newly acquired freedom to focus on increasing the production.
What started as a door to door delivery service for her neighbors has rapidly expanded into a local produce shop in just a year. The shop supplies a broad variety of crops - several types of lettuce, aromatic herbs (coriander, parsley, mint), Portuguese cabbage, savory cabbage, heart cabbage, cauliflower, broccoli, radishes, watercress and other seasonal vegetables and fruits. In order to have such a wide range of products the project owner buys some of the produce from other local farmers.
The farmer's rapid success has left her with a growing responsibility to manage the shop and work the fields for the increasing demand. She is now looking to hire more people to help her sustain the shop and its growth - that is the main purpose of this loan.
Annual interest - 15%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.