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Ūkio paskola
Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.
PT0000753
| Projekto savininkas | Adresas |
|---|---|
| header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Farming land | 75.50 ha | 75.50 ha |
| 2021 | 2020 | |
|---|---|---|
| Pajamos | 80,025.65 € | 43,979.42 € |
| Grynasis pelnas | 21,979.53 € | -32,039.35 € |
| Nuosavo kapitalo santykis | 5.34% | - |
Dokumentai
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About the project
With this project, we invite you to invest in a loan for conversion of 11 Ha of farmland into olive trees and debt consolidation.
The project owner started his business as an Agricultural consultant focusing on the growth and development of farming businesses. Later, he started his own agriculture and livestock activity with the purchase 59 Ha farm and the addition of the 16,5 Ha of family farmland. Since then, the company has worked both as an agricultural consultant and a farm that is in the process of fully converting to ecological farming (to be completed in 2024 with the production of biological olive oil), and that already possesses a “Biological farming” certificate.
Today, the farms have 1000m2 of warehouses and main house, plus a total of 75,5 Ha of farmland and 192 sheep, in Biological production, with the following breakdown: 11 Ha of olive trees, 23.5 Ha dedicated for seasonal/annual productions (including 11 Ha of arable crops and 10.5 Ha for animal feeding), and 42 Ha of native Holm Oak ecosystem (Quercus Ilex) much appreciated for its sweet acorns and bark.
Next in their roadmap is the increase of the sheep flock to 320, the conversion of the 11 Ha of arable crops to olive trees, the opening of an ecotourism facility, and the implementation of a large solar panel farm.
The project owner needs capital to consolidate part of his debts and convert 11 Ha of farmland into olive trees, which allows him to double his most profitable production and resort to new EU fundings. At the moment, the farm receives 30.000 euros of subsidies yearly.
The Farm is located 1.5 km from Serpa, in the “Alentejo” interior in the south of Portugal. A region that boasts vast undulant plains populated with oaks, olive trees, vineyards, and livestock, and is well known for producing high-quality olive oil, wine, and meat. Serpa also presents a huge potential for tourism, due to the very well preserved village with its castle and historical center, picturesque landscapes, and gastronomy.
The project owner has another open debt to a bank that amounts to 676 103.69 EUR, covered by land collateral (evaluated at 2 704 414.76 EUR in 2016). Currently the project owner is negotiating a restructuring plan with a bank. HeavyFinance is placing a secondary pledge in the name of investors on the above mentioned land and in case of liquidation of the land - the proceeds would be used to repay project owner's loan at HeavyFinance.
Projekto rizikos
Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.
Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.
Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.
Papildoma informacija:
Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.