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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PT0002232
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 0.00 ha | 0.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 26,997.50 € | 21,065.90 € |
| Net profit | 4,503.83 € | 14,616.91 € |
| Equity ratio | 42.46% | - |
Documents
Payment schedule
Reflexo Solidário Lda., a dynamic and growing company in the goat milk production sector, is seeking a €17,000 loan with a 48-month term to support its expansion.
Founded in 2022, this family-run business leverages the extensive experience of its shareholders, who have been active in the industry since 2015. Moreover, the HeavyFinance investor community has previously supported the farm through loan PT0000427 issued to the company's shareholder under the personal farming activity, the loan is nearly repaid, with a remaining balance of only €1,542.26.
This loan will be used to purchase additional goats, which will significantly boost the company's milk and cheese production to meet increasing market demand. This strategic investment is expected to drive considerable growth in both revenue and profitability.
To secure the loan, the company is pledging three plots of land with a total area of 1.6 ha, valued at 20 000 EUR.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.