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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PT0002336
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 8.00 ha | 8.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 99,113.84 € | 74,519.04 € |
| Net profit | 19,478.01 € | -4,290.57 € |
| Equity ratio | -9.87% | - |
Documents
Payment schedule
Feliz Aptidão Unipessoal, Lda, a family-run horticultural producer in Beja, Portugal, embodies the spirit of entrepreneurial dedication. Founded by a Ukrainian family who immigrated in 2001, the company represents the culmination of 14 years of experience in the agricultural sector and a long-held dream of building a business to support their family. With the help of consultants and government support, they launched their asparagus plantation, fulfilling their ambition and contributing to Portugal's agricultural landscape. Now, this established and sustainable enterprise seeks a €21,750 loan to optimize its upcoming harvest. This investment will enhance cash flow, reduce labor costs, and facilitate early repayment of an existing loan. With a strong commitment to sustainable practices, a proven track record of successful loan repayments, and a growing revenue stream, Feliz Aptidão, Lda presents a compelling opportunity for investors seeking both financial return and supporting a family legacy built on hard work and environmental responsibility.
Key Highlights
Established and Sustainable: Nine years of operation with a focus on eco-friendly and efficient horticultural practices.
Excellent Credit History: Demonstrated commitment to financial obligations with consistent on-time payments and full compliance on two previous loans (a repaid €10,000 loan and a current €17,000 loan) from HeavyFinance.
Growth Trajectory: Sales increased by more than 30% in the last year, indicating a positive financial trend and market demand for their products.
Strategic Investment: Loan proceeds will be used to improve harvest efficiency, manage cash flow, and reduce existing debt, further strengthening the company's financial position.
Land Ownership: Owns 8 hectares of production land, providing a secure foundation for operations and future expansion.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.