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Žalioji paskola
Investuotojams Žaliosios paskolos atveria naują galimybę prisidėti prie klimato kaitos stabdymo ir pasinaudoti sparčiu anglies taršos sertifikatų rinkos augimu. Investuodami į Žaliąsias paskolas HeavyFinance platformoje, jūs paskolinate pinigus ūkininkams, o vietoje palūkanų gaunate dalį grąžos iš aukštos kokybės anglies taršos sertifikatų pardavimo tarptautinėje savanoriškoje anglies dioksido rinkoje.
LT0001238
| Projekto savininkas | Adresas |
|---|---|
| header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Farming land | 417.46 ha | 199.49 ha |
| 2022 | 2021 | |
|---|---|---|
| Pajamos | 596,150.00 € | 537,651.00 € |
| Grynasis pelnas | 126,653.00 € | 10,139.00 € |
| Nuosavo kapitalo santykis | 56.12% | - |
Dokumentai
Mokėjimo grafikas
Can capital help solve climate change?
What are carbon certificates?
About the farm
This green loan is aimed to support a regenerative farm declaring 417 hectares of arable land. Established in 2005 in Šiauliai district (Lithuania), the farm has been growing wheat, barley, rape, and other crops.
Over the last 17 years in operations, the farm owner has been expanding his farm territory and today he cultivates a total area of 417,46 hectares, of which 199,49 hectares are owned.
The machinery fleet consists of two tractors, a combine harvester, a sewing machine, a grain transport trailer, and other machinery. The farmer uses the most modern technologies for cultivation, one of which is the practice of No-till farming.
With this Green Loan, the businessman is seeking to purchase a brand new Massey Ferguson MF8S.285 tractor. The loan will be backed by a first lien mortgage on the tractor to be purchased together with the tractor Claas Arion 610 that he already owns.
Main Terms
The principal will be repaid by the farmer in regular instalments over the span of 4 years in accordance with repayment schedule.
All 417 hectares of arable land are included in the Green Loan program. It is estimated that this farm will generate up to 7 681 carbon certificates in 10 years (based on a conservative estimation). Consequently, investors will additionally receive a portion of sales proceeds from every carbon certificate generated throughout the span of 10 years.
It is expected that the first carbon certificates will be generated and sold in the first quarter of 2025. The exact return will depend on the amount of sequestered CO2 levels and the sale price of the carbon certificates.
If the farm withdraws from the Green Loan without a period of at least 10 years have elapsed, it undertakes to reimburse 12% annual interest.
CO2 emissions to be removed from the atmosphere because of this loan are equal to 24,5 million kilometres driven by an average gasoline-powered passenger vehicle.
Annualized return forecast
- Conservative scenario (€20 per carbon certificate): 17.0% IRR*
- Today's scenario (€35 per carbon certificate): 26.1% IRR*
- Optimistic scenario (€100 per carbon certificate): 56.1% IRR*
Read more about the return scenarios in the the document section
*The internal rate of return (IRR) is a metric used in financial analysis to estimate the profitability of potential investments. Learn more about it
Keep in mind that the return forecast is an estimation and does not guarantee you the returns mentioned above.
Investuodami į žaliąsias paskolas, prisiimate šias rizikas
Anglies taršos kreditai gali negauti reikiamų sertifikatų ir nebūti sukurti dėl vienos iš šalių kaltės ar išorinių veiksnių.
Dėl pasikeitusių rinkos sąlygų, matavimo metodologijos ir kitų veiksnių, anglies kreditų kaina gali keistis.
Projekto savininkui neįvykdžius savo įsipareigojimų, UAB Heavy Finance imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pirmine hipoteka įkeistą užstatą, tačiau bendrovė negarantuoja visiško projekto savininko įsipareigojimų įvykdymo.