Invest in Agriculture
Earn passive income by investing in agricultural loans. Make solid returns while contributing to the goal of removing 1 gigaton of CO2 emissions by 2050.
Invest in Agriculture
Earn passive income by investing in agricultural loans. Make solid returns while contributing to the goal of removing 1 gigaton of CO2 emissions by 2050.
7.000
Investors
34 million €
Invested since 2020
13.1%
Average interest rate
Solid returns, positive impact
Investing in loans for small and medium-sized farms can offer lucrative long-term returns compared to bank deposits, stocks, bonds, and real estate. Historic average annual returns on HeavyFinance exceed 12%.
With your investments, HeavyFinance facilitates the switch from conventional farming to regenerative practices.
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Secondary market
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Invest with confidence
Investing in a regulated environment provides better investor protection and more transparency.
HeavyFinance is regulated under European Crowdfunding Service Providers License (ECSP), and Crowdfunding Licence supervised by Bank of Lithuania.
Low default risk
“The agriculture sector is characterised by relatively low default risk. The share of Non-Performing Loans (NPLs) for the agriculture sector was found to be lower than that of other economic sectors”
Read European Commission the report.
Asset-backed
You invest in first-lien loans collateralized with arable land and heavy equipment.
It means that you are first in line to be paid back in the event that the borrower fails to pay back the loan.
State-guaranteed
Add extra security by investing in loans with a State Guarantee.
It’s an additional security layer guaranteeing up to 80% repayment of the remaining amount if the full amount can’t be recovered from a defaulted farmer.
Safeguarded
EU’s Common Agricultural Policy (CAP) serves as a partial stabiliser for farmers’ income in case of natural hazards, making farmers more reliable clients.
Furthermore, farm owners are personally liable if their farm defaults on the loan.
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