Earn double-digit returns on agricultural investments
Invest from as little as €100 in collateralised loans and earn return of more than 12%
Why should I invest through HeavyFinance?
How it works?
What experienced investors think about us?
Read the reviews of well-known investors who tried HeavyFinance
P2P Market Data
What Other Investors asked before investing?
Most frequent questions and answers
What kind of projects are funded on HeavyFinance?
On HeavyFinance, you will find agricultural loans for small and medium farmers based in one of the five countries: Poland, Portugal, Lithuania, Latvia and Bulgaria. The average size of the loan is 36.000 EUR and the average loan period is 32 months.
Why does HeavyFinance list only agricultural projects?
Historically, agriculture represents one of the safest asset classes and it boasts one of the lowest default rates of any economic activity. Therefore, HeavyFinance strategically picked this sector to present its investors with safe investment opportunities. However, we would like to stress that investing in HeavyFinance still involves risks, so please do it wisely.
How does HeavyFinance select projects for investment?
All projects are carefully assessed by an experienced team of HeavyFinance. We evaluate both the project itself and the owner’s credit history to assign the credit score to each project. Credit scores varies from A+ (low risk) to C (higher risk – higher return) and are based on more than 10 criterias including financial health, years in business, amount of land, attractiveness of collateral, etc.
Who is permitted to invest on HeavyFinance?
Investing using the HeavyFinance crowdfunding platform is permitted to natural persons who have reached the age of majority and all legal entities. Prior to making an investment, it is important to confirm your identity via the verification process. Registering on HeavyFinance is not allowed only for residents of countries on the sanction list of the EU and the United Nations.
What measures does HeavyFinance take to ensure loan security?
Depending on the project, various measures can be taken to ensure the security of the loan. Here are some of them: Pledge of property by the primary mortgage; Civil and Comprehensive vehicle insurance, where the HeavyFinance platform is indicated as the beneficiary.
Why do I need proof of my income before starting investing?
HeavyFinance must implement the measures for the prevention of money laundering and terrorist financing established by the legal acts, therefore, before establishing the business relationship, the identity of each user has to be authenticated. Therefore, HeavyFinance is obliged to ask investors to prove their income source to be able to invest in the projects on the platform.
Glossary of investment terms
Check out the commonly used investing terms on HeavyFinance