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Join Heavy Finance and get up to 2% bonus on your investment within the first 30 days

Why should I invest through HeavyFinance?

1. Safe investments, high returns

Our investors earn a weighted average 11.82% yield from collateralized loans to small and medium farms. Our approach opens HeavyFinance investors to the opportunity of gaining exposure to a prospective and attractive sector – agriculture.

2. Wide variety of loans

HeavyFinance operates across 5 EU countries ranging all across Europe – from Portugal to Latvia. Such a broad spectrum of countries opens wide geographical diversification opportunities. 

3. Control & Transparency

With HeavyFinance you can manage your portfolio to an extent suitable to you. You can follow our risk ratings ranging from A+ (safest) to C (with the highest interest rate).

Agricultural loans waiting for your investments

Lithuania
LT0000819

A

Risk rating

31

Months

70%

LTV

Raised:

45 862 €

Goal:

67 760 €

Left:

 

Yearly return rate: Up to 8.7%

Portugal
PT0000817

C

Risk rating

24

Months

27%

LTV

Raised:

9 037 €

Goal:

23 500 €

Left:

 

Yearly return rate: Up to 15%

Portugal
PT0000818

B

Risk rating

6

Months

-

LTV

Raised:

7 535 €

Goal:

15 000 €

Left:

 

Yearly return rate: Up to 12%

Poland
PL0000824

B

Risk rating

36

Months

70%

LTV

Raised:

9 413 €

Goal:

28 921 €

Left:

 

Yearly return rate: Up to 12%

Lithuania
LT0000826

B

Risk rating

42

Months

36%

LTV

Raised:

86 591 €

Goal:

161 500 €

Left:

 

Yearly return rate: Up to 13%

Lithuania
LT0000808

B+

Risk rating

30

Months

36%

LTV

Raised:

4 779 €

Goal:

10 400 €

Left:

 

Yearly return rate: Up to 12.5%

Portugal
PT0000831

A

Risk rating

48

Months

89%

LTV

Raised:

102 786 €

Goal:

210 000 €

Left:

 

Yearly return rate: Up to 12%

Lithuania
LT0000835

A

Risk rating

30

Months

-

LTV

Raised:

2 300 €

Goal:

15 000 €

Left:

 

Yearly return rate: Up to 13%

See all projects

How does it work?

01

Register

Simply create your account and submit proof of identity.

02

Make a bank transfer to your virtual account

Your transaction will be processed in seconds, regardless of the week’s time and day.

03

Choose a project to finance

We already assigned credit risk ranking to each loan but you can do your own due diligence. Browse loans yourself or usee the automatic investment feature not to miss on the best projects.

04

Funding

Other investors are joining you to fully finance the project. After the funding process is over, we collect final documents from the farmer to put your money at work safely.

05

Interest

Congrats, you are getting passive income from investing in agriculture!

Start investing

A fact sheet for investors

Increasing efficiency and implementing more sustainable farming methods is crucial in saving humanity and our planet. We offer impact and value investment opportunity for our clients.

Agricultural production in the EU by the millions of predominantly small farms adds up to being big business, even without considering its importance as the key building block for the downstream food and beverage processing industry. The agricultural sector contributed EUR 173.3 billion towards the EU’s overall GDP in 2020. To put this in some context, the contribution of agriculture to the EU’s economy was slightly more than the GDP of Greece in 2020, the 16th largest economy among the EU Member States.

In 2019, €38.2 billion was spent on direct payments to farmers and €13.8 billion on rural development. A further €2.4 billion supported the market for agricultural products.

Green deal coming from the EU is largely focused on modernising the agricultural sector [5], which means heavy investments into machinery, optimisation and technology.

This is where we step in – by opening investments in agricultural loans, we offer our investors direct exposure to small and medium farmers, which is a backbone of the whole farming sector

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