Heavy on agricultural financing. Light on the environment.

Invest in asset-backed agricultural loans. Make solid returns while contributing to the goal of removing 1 gigaton of CO2 emissions by 2050.

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HeavyFinance is tackling the climate crisis by providing financing and loan schemes for companies in the sustainable agriculture sphere, with the goal of removing 1 gigaton of CO2 emissions by 2050.
Emerging Europe

Avg. return
on investments


Investors earned


Money lent


Happy farmers

What's so special about HeavyFinance?


We are a team of 40 professionals that you can rely on. Our risk assessment model is built internally by top experts and readjusted annually. 


HeavyFinance is regulated by The Central Bank of Lithuania, and rules of European Central Bank. 


HeavyFinance is listed in The Transparency Register. The company is audited annually, and provides detailed reports to our community.


HeavyFinance is already trusted by more than 7.500 investors and 1.300 farmers.

How it works?


Just create an account with your email and password, and you will get the full access to all the information about each loan.


HeavyFinance is compliant with European laws and follows best practices to ensure your security while investing on the platform. Before investing, you, therefore, need to take a selfie and show your identification document. Don't worry, with our technology solutions it will take just a couple of minutes.

Electronic wallet

To keep your money safe, we work with a French company Lemonway that holds your money at BNP Paribas - the largest European bank.


When you make an investment, the money is transfered to an escrow account at BNP Paribas. Only when our team collects all the documents for first lien debt, the investment goes straight to the farmer.

"HeavyFinance is currently the best alternative to mortgage-backed real estate loans. If your goal is to build up a secured P2P portfolio, HeavyFinance is certainly good for you"
P2P Empire
"The interest rates available to investors are higher than you would expect relative to the risk of the loans. It also means that there is scope for HeavyFinance to grow significantly in the coming years."
Explore P2p
"HeavyFinance is one of the best P2B lending platforms focusing on secure agricultural loans. On the platform, you can invest in asset-backed loans that yield an average annual return of over 10%. There has been a 0% loss of investors’ funds on HeavyFinance.."
P2p platforms
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