HeavyFinance

General terms and conditions

GENERAL TERMS OF LOAN AGREEMENT The Loan Agreement (the “Loan Agreement”) is made as a crowdfunding transaction by and between: Lenders, represented by the Operator, i.e. the operator of crowdfunding platform Heavyfinance.com, UAB HEAVY FINANCE entity code 305576227, address A. Mickevičiaus g. 5-101, LT-08119 Vilnius, Lithuania., and Borrower (or Project Owner), i.e. the Borrower indicated …

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Rules for consideration of disputes

RULES ON CUSTOMER COMPLAINT RESOLUTION AND DISPUTE RESOLUTION BETWEEN THE COUNTERPARTIES OF THE FINANCING TRANSACTION 1. GENERAL PROVISIONS   1.1. UAB HEAVY FINANCE entity code 305576227, address Birutės str. 18-1, Vilnius, Lithuania (hereinafter the Company), in providing the services of the operator of the crowdfunding platform www.heavyfinance.eu and in the activities related thereto, shall comply …

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Business continuity plan

UAB “HEAVY FINANCE” BUSINESS CONTINUITY PLAN 1. GENERAL PROVISIONS 1.1. The business continuity plan (hereinafter – the Plan) of UAB “HEAVY FINANCE” (hereinafter – the Company) shall determine the actions, responsibilities and liabilities of the Company’s employees in ensuring and implementing the business continuity of the Company in the event of extreme situations and shall …

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Conflict of Interest Management Policy

CONFLICT OF INTEREST PREVENTION AND MANAGEMENT POLICY 1. GENERAL PROVISIONS 1.1. This Conflicts of Interests Prevention and Management Policy (”Policy“) of UAB HEAVY FINANCE (“Company“) establishes measures to identify and prevent conflicts of interest that may arise in the activities of the Company, as a crowdfunding service provider, and that may adversely affect the interests …

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Underwriting policy

UAB HEAVY FINANCE UNDERWRITING POLICY 2022-12-01 Vilnius 1. GENERAL PROVISIONS 1.1. The present rules for assessing the reliability of Project Owners of UAB HEAVY FINANCE (hereinafter – the Company), operator of a crowdfunding platform Heavyfinance.com, and the acceptability of crowdfunding transactions to funders (hereinafter – the Rules) set out the requirements to be followed in …

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Driving Sustainability in Agriculture, HeavyFinance is approaching 30MM in loans funded

Running a farm of any size is an expensive endeavour. It requires a lot of upfront costs to keep the business going, all with the hope and expectation that future sales will cover those high costs.  With reasonable agricultural loans, farmers can more readily upgrade their machinery and add other new cutting-edge technology – such …

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User terms

AGREEMENT ON USE OF CROWDFUNDING PLATFORM HEAVYFINANCE.EU The present Agreement on Use of Crowdfunding Platform Heavyfinance.eu (the “Agreement”) is electronically concluded by and between the crowdfunding platform operator UAB HEAVY FINANCE entity code 305576227, address Birutės str. 18-1, Vilnius, Lithuania  (the “Operator”) and You, i.e. the Platform User meeting the conditions set forth in the …

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Monitoring policy

MONITORING POLICY 1. GENERAL PROVISIONS 1.1. This Monitoring Policy („Policy“) of UAB HEAVY FINANCE (“Operator”) describes general and specific requirements on how the Operator manages and monitors the performance of obligations by the Borrowers who have acquired financing (in the form of loans) through the crowdfunding platform operated by the Operator. 1.2. The main purpose …

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