Secure, Sustainable Investing in a
Greener Future
Earn passive income by investing in secured agricultural loans for European farm owners
13.19%
Average return
700k
CO2 removed
7.9M eur
Earnings
12,728
Investors
62M eur
Invested
Leading platform for investments in sustainability
We operate as an investment marketplace connecting global investors with European farmers shifting to regenerative agriculture.
Start with as little as €100 and earn double-digit returns
How does It work?
Borrowers
Farmers across Europe seek quick, flexible financing to support their agricultural projects. With competitive interest rates, they can access financing to help grow their businesses.
HeavyFinance
Our team combines expertise in finance, agriculture and climat change mitigation to evaluate loans applications.
What We Offer?
Green Loans
Green Loans are designed to benefit not only investors and farmers but also the environment. By supporting regenerative farming through HeavyFinance, your investment directly contributes to combating climate change. Moreover, it offers a unique sustainable investment opportunity by giving you access to the global carbon credit market. Therefore, Green Loans enable you to create positive environmental impact while securing potential financial returns.
Agricultural Loans
Agricultural loans through HeavyFinance allow investors to generate stable, passive income while supporting a sector of strategic importance - agriculture. Furthermore, with a diverse portfolio of farmers across five European countries, these loans offer secure, highly diversified opportunities for impact investing.
Why Choose HeavyFinance and agricultural loans?
Regulation
HeavyFinance is regulated by the European Securities and Markets Authority (ESMA) under the European Crowdfunding Service Providers (ECSP) license.
Trust and transparency
HeavyFinance is trusted by over 12,000 private investors seeking sustainable investments to grow their wealth. We provide investors with the core information they need, empowering them to make well-informed investment decisions.
Impact
HeavyFinance is on a mission to remove 1 gigaton of CO2 emissions by 2050. As part of this effort, we invite you to join us in impact investing to make food production climate neutral by supporting agricultural loans.
What experienced investors think about HeavyFinance?
Mantas Mikuckas
Co-founder of Vinted
“Knowing how much effort and perseverance is needed to minimise carbon emissions in fashion, I admire how companies like HeavyFinance are championing sustainability ideas in other sectors. The urgent need for decarbonisation possesses a huge opportunity for local communities, businesses and investors.”
Adrian Watson
CEO of Limba Finance & City Finance
“We really like the combination of an experienced management team, interesting asset class, high interest rates, and exposure to the (heavily subsidised) European agriculture sector.
HeavyFinance’s risk adjusted return profile is strong. We think that interest rates of 10-14%, combined with acceptable LTVs and borrowers with good credit profiles makes HeavyFinance a site that many investors will find interesting.”
HeavyFinance reviews
frequently asked questions
What is the minimum investment amount?
You can start investing on the Primary Market from as little as €100. You can also make smaller investments on the Secondary Market.
Who is permitted to invest on the HeavyFinance platform?
Investing using the HeavyFinance crowdfunding platform is permitted to natural persons who have reached the age of majority and all legal entities. Prior to making an investment, it is important to confirm your identity via the verification process.
When will I start earning money after investing?
You will start earning money with the first interest payments from the project owner. The interest is started to be calculated after the loan is paid for by the project owner or 16 working days have passed after the loan was fully financed. You can track the upcoming payments under the ‘My investments’ section.
Do I have the opportunity to sell my investment before the scheduled term?
Yes, you are able to sell your investment through the HeavyFinance secondary market. After logging in to your account go to My Profile and choose, which investment you would like to sell. As the seller of your investment, you are able to offer a price, which can be equal to the nominal value of the invested amount or differ from it (i.e. be higher or lower).
Ready to start your impact investing journey?
Grow your wealth. Invest in sustainable agriculture.
Registration takes up to 10 minutes, you can pause and resume the process at any time.
