Make uninvested capital work for you and the environment
A carbon investing instrument for businesses
Unlock the Potential of Your Corporate Investment Account
Engage in corporate investing by allocating your company’s profits or cash into impactful investments, instead of merely holding it in cash bank accounts or drawing it as income. HeavyFinance offers a unique avenue for your business to invest in debt instruments for sustainable European farms, thereby generating valuable carbon credits.
Through smart company investments, these carbon credits can either be monetised for financial returns or utilised to offset your company’s CO2 emissions, ensuring your business invest strategies are not only financially savvy but also environmentally responsible.
Explore a tax-efficient way to withdraw additional money from your company, while not intended to be used as income, and pave the way for a sustainable future with your corporate investing.
What is Carbon Investing
What is Carbon Farming
Why Invest With HeavyFinance
We closely collaborate with our investors to develop tailor-made investment strategies and seamlessly execute the investment mandates. We provide full transparency in our investment process and work in full alignment with the investors’ governance principles and investment norms.
Impact Investment with Social Responsibility
Investing with HeavyFinance is an impactful and financially sound decision. It promotes sustainable land management, reduces CO2, and supports rural community development.
Control and Transparency
HeavyFinance’s investment platform provides investors with control and transparency over their investment portfolio. With risk ratings from A+ (safest) to C (with the highest interest rate) and in-depth data that can be run through your risk assessment model beforehand.
Safe Investments and High Returns
Agricultural loans are backed with a first lien mortgage on liquid assets like agricultural land and heavy equipment. Additionally, most of the farmers are personally liable for their financial obligations, generating average returns of 12% p.a.
Diversified Investment Opportunities
HeavyFinance originates agricultural loans from different European countries, opening opportunities for wide diversification. We currently originate loans from Poland, Portugal, Lithuania, Latvia and Bulgaria.
The Role of Carbon Credits
Carbon credits are a way to encourage and monetize the reduction of greenhouse gas emissions. The carbon credits that HeavyFinance generates through its Green Loans, can be sold to companies and organisations looking to offset their carbon footprint and achieve carbon neutrality.
With Green Loans, farm owners begin or expand sustainable land management practices to store greenhouse emissions generated in other sectors. These practices might include agroforestry, regenerative agriculture, and conservation agriculture, which can help to store carbon in the soil and improve the health of the environment.
HeavyFinance is fully transparent and is all about real measured and accounted impact. Our activities are in line with ISO 14064-2 standard for saving the planet, articles 6, 8 and 9 of the Sustainable Finance Disclosure Regulation (SFDR) classifications. To ensure full transparency and employment of best monitoring practices we also partnered up with Verra – a leading nonprofit organisation that operates standards in environmental and social markets.
Carbon credits we generate are sold to companies and organisations looking to offset their carbon footprint and achieve carbon neutrality, creating a win-win-win scenario for farmers, investors, and the environment.
Contact us
Pedro Cavalheiro
Head of Capital Markets
Rytis Urbanavičius
Chief Financial Officer