How Green Loans Are Structured?

HeavyFinance has launched a product for impact investing – Green Loans. Investors in these loans will earn from the sale of carbon certificates generated in the invested farm. Now, let’s take a look at how Green Loans work and how you can benefit from them.

Green Loans have significant impact on the environment while generating lucrative returns. Sounds like it’s too good to be true? Well, that’s the reality: investing in saving the planet pays off greatly. 

What is a carbon certificate?

As we navigate towards a more sustainable and low-carbon future, buying carbon credits has become a crucial way to support this transition. Carbon credits create a monetary incentive for companies to reduce their carbon emissions. Proponents of the carbon credit system, like HeavyFinance, support and precisely measure sustainable practices to generate and sell carbon certificates.

Read more about carbon certificates in a blog post: How Much Are Carbon Credits Worth

How Green Loans work?

Carbon Farming is a new and innovative approach to agriculture that aims to store carbon in the soil, thus reducing the amount of CO2 in the atmosphere.

Carbon Credits are created through projects that remove or reduce carbon emissions. These projects can include renewable energy projects, reforestation, and sustainable land management practices. Each project is independently verified to ensure that the carbon credits generated are real, measurable, and permanent. Once the project is verified, carbon credits are issued and can be traded on the carbon market.

HeavyFinance focus on helping farmers shift to carbon farming. In essence, when a farmer takes out a Green Loan, they commit to implementing regenerative land management practices, such as no-till farming, to store carbon in the soil and create carbon certificates. 

Read more about carbon farming in a blog post: Why Switching to No-till Farming Makes Perfect Sense.

Repayment and returns

As an investor, you will have the loan fully repaid within three years and receive interest from carbon certificate sales for up to ten years. After seven years, the farmer will receive a larger portion of the carbon credits, but you will still receive enough interest to make it a profitable investment.

HeavyFinance enters into two contracts with the farmer – a standard loan contract that describes the repayment structure and other details, and a carbon certificate contract that defines how the finances are distributed among the participating parties.


The Green Loans program from HeavyFinance offers a secure and growing investment opportunity with the added benefit of making a positive impact on the environment. By investing in these innovative financial products, investors can earn returns from the carbon certificates generated by borrowing farms, while also promoting regenerative farming practices and reducing carbon emissions. 

The value of carbon credits is well established and offers a reliable return on investment. As companies strive to achieve zero net emissions goals, demand for carbon certificates is expected to rise, making the price more lucrative over time. Moreover, the collateral of the land and equipment used by the farmer offers an added layer of security

Green Loans are open for investments

Overall, Carbon Credits are a powerful tool for fighting climate change by providing a financial incentive for companies to reduce their carbon emissions. And the means of acquiring those valuable credits is through Carbon Farming practices.

You will find Green Loans in our Projects Page. These loans have bright green background to make them easier to spot. 

Don’t miss the chance to be a part of the HeavyFinance revolution and help make a real difference in the fight against climate change. Join us today and be a part of the solution.

If you are interested in learning more about HeavyFinance’s Green Loan program or investing in sustainable agriculture, please do not hesitate to contact us at

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