What does the LTV (Loan-to-Value) indicator next to the projects mean?

All Heavy finance loans are securitized by a guarantee or collateral. The LTV (or loan to value) is the ratio between the amount to be lent and the value of the collateral presented. If a project shows a 70% LTV, it means that the borrower is asking for a loan worth 70% the value of the collateral he pledged (i.e: asks for 70 000 loans when pledging a land worth 100 000). The lower the indicator, the lower the investment risk, as in the case of non-repayment of the loan, the value of the property sold will be higher than the loan.

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