The agricultural sector is heavily related to seasonality and the monthly income is different depending on the time of the year and weather conditions. The unstable financial situation sometimes causes delays in interest payments. However, your money is still protected with all the measures taken from the beginning.
Furthermore, the borrower pays 0,2% of the overdue amount to the investors for each calendar day of delay, whereas HeavyFinance deducts 0,1% of the overdue amount for administration of overdue payments. You can get more information in the Fees section.