All HeavyFinance loans are securitized by a guarantee or collateral. The LTV (or loan to value) is the ratio between the amount to be lent and the value of the collateral presented. If a project shows a 70% LTV, it means that the borrower is asking for a loan worth 70% the value of the collateral he pledged (i.e: asks for 70 000 loans when pledging a land worth 100 000). The lower the indicator, the lower the investment risk, as in the case of non-repayment of the loan, the value of the property sold will be higher than the loan.
Carbon credits may be issued through Verified Carbon Standard project 4201 for greenhouse gas removals and reductions associated with HeavyFinance’s Carbon Farming Program.
The operator of the Platform bears no responsibility for the losses suffered by investors when investing through the Platform and does not guarantee that the project owners shall perform their obligations properly.
HeavyFinance, UAB
Gedimino pr. 27, LT-01104 Vilnius
Company code: 305576227
